Investment risk questionnaire

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This field is for validation purposes and should be left unchanged.

There are no right or wrong answers. This questionnaire helps us understand your investing experience, how you feel about risk and your wider circumstances, so we can recommend what's right for you. It only takes a few minutes, and you'll see your result straight away.

Investing with someone else? Please complete one each. People often feel differently about risk.

Your name(Required)

First name Surname

Email address(Required)

We'll send your results here.

Phone number (optional)

Your Caliber adviser(Required)

What is this money mainly for? (optional)

Which of these have you held, now or in the past?(Required)

Tick all that apply.

Cash savings or Cash ISAs

Stocks & Shares ISA or investment funds

A pension where I chose the investments

Shares in individual companies

Bonds or gilts

Buy-to-let or other investment property

Higher-risk investments (for example VCTs, EIS or crypto)

None of these

How would you describe your knowledge of investing?(Required)

Little or none

Some. I understand the basics

Good. I follow my investments and how markets work

Extensive. I've invested actively for many years

Have you ever had an investment fall a lot in value? What did you do?(Required)

Yes, and I held on

Yes, and I sold some or all of it

Yes, and I invested more

No, this hasn't happened to me

I'm not sure

Anything else about your investing experience? (optional)

I'm willing to risk losing some of my money for the chance of a better return.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

When I make a decision about money, I worry more about what I could lose than what I could gain.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

I'd rather have a guaranteed return, even if it's lower, than one that could be higher but isn't certain.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

Compared with most people I know, I'm comfortable taking bigger risks with money.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

I'd rather keep my money in a savings account than invest it in the stock market.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

Not knowing what my investments will be worth from one month to the next makes me uneasy.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

I'm comfortable seeing my investments fall in value for a while if it gives them a better chance of growing over the long term.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

If my investments fell by a fifth (20%) in a year, I would want to sell them.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

Growing my money matters more to me than keeping it completely safe.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

I'd be happy to put a large part of my savings into higher-risk investments.(Required)

How much do you agree?

Strongly disagree

Disagree

Neither agree nor disagree

Agree

Strongly agree

Each bar shows how much £10,000 might fall in a bad year and grow in a good year. Investments with more room to grow can also fall further.

Option A−£300+£600

Option B−£1,000+£1,200

Option C−£1,800+£2,000

Option D−£2,500+£2,800

Option E−£3,500+£4,000

These figures are examples, not a forecast. Real returns can fall outside these ranges.

Imagine you invest £10,000 for a year. Which of these ranges would you be most comfortable with?(Required)

Option A: could fall by £300 or grow by £600

Option B: could fall by £1,000 or grow by £1,200

Option C: could fall by £1,800 or grow by £2,000

Option D: could fall by £2,500 or grow by £2,800

Option E: could fall by £3,500 or grow by £4,000

When do you expect to need this money?(Required)

Within 5 years

In 5 to 10 years

In more than 10 years

There's no fixed date

If this investment fell in value, how much could you lose before it affected your standard of living?(Required)

None, or very little (up to 5%)

A small to moderate amount

A large amount. It would make little difference to how I live

If you suddenly needed a lump sum, would you need to take it from this investment?(Required)

No. I have other savings or investments I'd use first

Possibly. I might need some of it

Yes, almost certainly

Do you have an emergency fund in cash, enough to cover 3 to 6 months of spending?(Required)

Yes

Partly

No

Roughly how much of your total savings and investments is this money? Don't include your home or pensions.(Required)

Less than a quarter

Between a quarter and a half

More than half

Is there anything that would help us support you? (optional)

For example, you'd like someone to join your meetings, you prefer information in a particular format, or you've recently had a big change in your life.

Your autumn update
from Caliber Financial Management

How much investment risk is right for you?