/* Caliber IHT Calculator v2.6.7. Everything is scoped under .ciht so the theme is not affected. */
.ciht{--ciht-navy:#13294B;--ciht-teal:#3DBFA8;--ciht-teal-l:#3DBFA8;--ciht-teal-d:#0B7A6B;--ciht-bar:#12A38F;--ciht-bg:#EEF3FA;--ciht-muted:#4B5E80;--ciht-line:#C3CEE0;--ciht-soft:#F7F9FD;--ciht-red:#8A2E0F;--ciht-redbg:#FBE3D8;--ciht-green:#1D5C3A;--ciht-greenbg:#E3EFE8;
  container-type:inline-size;font-family:'DM Sans','Helvetica Neue',Arial,sans-serif;color:var(--ciht-navy);font-size:16px;line-height:1.4;padding:16px 0;-webkit-font-smoothing:antialiased}
.ciht *,.ciht *::before,.ciht *::after{box-sizing:border-box}
.ciht :where(h2,h3,p,ul,li,fieldset,legend,form){margin:0;padding:0;border:0}
.ciht h2,.ciht h3,.ciht legend{text-transform:none !important;letter-spacing:normal !important;text-shadow:none;background:none}
.ciht h2.ciht-serif,.ciht h3.ciht-serif,.ciht .ciht-form h3{font-family:'DM Serif Display',Georgia,serif !important;font-weight:400 !important;line-height:1.15}
.ciht button,.ciht input{font-family:inherit;letter-spacing:normal;text-transform:none;text-shadow:none;box-shadow:none;margin:0;min-height:0;line-height:1.2}
.ciht a{text-decoration:none}
.ciht img{max-width:100%;height:auto}

.ciht-phone{max-width:480px;margin:0 auto;background:var(--ciht-bg);border-radius:24px;overflow:hidden;box-shadow:0 10px 40px rgba(19,41,75,.14)}
.ciht-serif{font-family:'DM Serif Display',Georgia,serif;font-weight:400}

/* Header */
.ciht-top{background:var(--ciht-navy);color:#fff;padding:14px 20px 64px;display:flex;flex-direction:column;gap:22px}
.ciht-top.res{padding-bottom:28px}
.ciht-brand{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:-14px -20px 6px;padding:12px 16px 12px 20px;background:#fff;border-bottom:3px solid var(--ciht-bar)}
.ciht-brand img{height:40px;width:auto;display:block}
.ciht .ciht-call{display:flex;align-items:center;gap:8px;height:44px;padding:0 14px;border:1px solid var(--ciht-line);border-radius:22px;color:var(--ciht-navy);font-size:14px;font-weight:500;white-space:nowrap}
.ciht-head{display:flex;flex-direction:column;gap:8px}
.ciht-kick{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ciht-muted)}
.ciht-top .ciht-kick{color:#C8D3E6}
.ciht-big{font-family:'DM Serif Display',Georgia,serif;font-size:52px;line-height:1;color:#fff;word-break:break-word}
.ciht-sub{font-size:16px;line-height:1.5;color:#C8D3E6}
.ciht-spacer{height:36px}
.ciht-hero{display:flex;flex-direction:column;gap:14px}
.ciht-pill{align-self:flex-start;padding:6px 12px;border-radius:6px;background:var(--ciht-teal);color:var(--ciht-navy);font-size:13px;font-weight:700}
.ciht .ciht-h1{font-size:40px;line-height:1.05;color:#fff}
.ciht-ticks{list-style:none;display:flex;flex-direction:column;gap:12px}
.ciht-ticks li{display:flex;align-items:center;gap:10px;font-size:16px;font-weight:500}
.ciht-ticks svg{color:var(--ciht-teal-d);flex-shrink:0}

/* Cards */
.ciht-card{margin:-44px 14px 20px;padding:22px;border-radius:18px;background:#fff;display:flex;flex-direction:column;gap:16px}
.ciht-box{margin:12px 14px 0;padding:22px;border-radius:18px;background:#fff;display:flex;flex-direction:column;gap:12px}
.ciht-top+.ciht-box{margin-top:16px}
.ciht-gap14{gap:14px}.ciht-gap18{gap:18px}.ciht-col8{display:flex;flex-direction:column;gap:8px}
.ciht-prog{display:flex;gap:6px}.ciht-prog i{flex:1;height:5px;border-radius:3px;background:#D5DEEC}.ciht-prog i.on{background:var(--ciht-navy)}
.ciht .ciht-q{display:block;padding:0 0 4px;font-family:'DM Serif Display',Georgia,serif;font-weight:400;font-size:28px;line-height:1.15;color:var(--ciht-navy)}
.ciht fieldset{display:flex;flex-direction:column;gap:10px;min-width:0}
.ciht legend.ciht-q{padding-bottom:12px}
.ciht .ciht-s{padding:0 0 10px;font-size:17px;font-weight:700}
.ciht .ciht-opt{display:flex;align-items:center;gap:12px;min-height:54px;margin:0;padding:0 16px;border:1px solid var(--ciht-line);border-radius:12px;background:#fff;font-size:16px;font-weight:500;cursor:pointer;color:var(--ciht-navy)}
.ciht .ciht-opt.sel{border:2px solid var(--ciht-navy);padding:0 15px;background:var(--ciht-soft)}
.ciht .ciht-opt input{width:20px;height:20px;margin:0;accent-color:var(--ciht-navy);flex-shrink:0}
.ciht-row2{display:flex;gap:10px}.ciht-row2 .ciht-opt{flex:1;justify-content:center}
.ciht-help{font-size:14px;line-height:1.5;color:var(--ciht-muted)}
.ciht-xs{font-size:13px;line-height:1.5}
.ciht-money{display:flex;align-items:center;gap:8px;height:62px;padding:0 16px;border:2px solid var(--ciht-navy);border-radius:12px;background:var(--ciht-soft)}
.ciht-money.sm{height:54px;border:1px solid var(--ciht-line);background:#fff}
.ciht-money span{font-size:24px;font-weight:700;color:var(--ciht-muted)}
.ciht .ciht-money input{flex:1;width:100%;height:auto;padding:0;border:0;outline:none;background:transparent;font-size:24px;font-weight:700;color:var(--ciht-navy)}
.ciht-money:focus-within{outline:3px solid rgba(18,163,143,.4);outline-offset:2px}
.ciht-money.sm input,.ciht-money.sm span{font-size:20px}
.ciht .ciht-lbl{display:block;font-size:17px;font-weight:700}
.ciht-note{padding:14px 16px;border-radius:12px;background:#E2F4F0;font-size:14px;line-height:1.5}
.ciht-info{padding:12px 14px;border-radius:10px;background:var(--ciht-soft);font-size:14px;line-height:1.5}

/* Buttons */
.ciht-nav{display:flex;gap:10px}
.ciht .ciht-back{width:56px;height:56px;flex-shrink:0;padding:0;border:1px solid var(--ciht-line);border-radius:28px;background:#fff;color:var(--ciht-navy);display:flex;align-items:center;justify-content:center;cursor:pointer}
.ciht .ciht-go{flex:none;width:100%;height:56px;padding:0 20px;border:0;border-radius:28px;background:var(--ciht-teal);color:var(--ciht-navy);font-size:18px;font-weight:700;cursor:pointer;display:flex;align-items:center;justify-content:center}
.ciht-nav .ciht-go{flex:1;width:auto}
.ciht .ciht-go:hover{filter:brightness(.96)}
.ciht .ciht-go.dark{background:var(--ciht-navy);color:#fff}
.ciht .ciht-go.ciht-outline{background:#F28C38;border:0;color:var(--ciht-navy)}
.ciht .ciht-go.ciht-outline:hover{background:#E57A24}
.ciht .ciht-go[disabled]{opacity:.7;cursor:wait}
.ciht .ciht-link{align-self:center;min-height:44px;padding:0 8px;display:flex;align-items:center;font-size:15px;font-weight:500;color:var(--ciht-navy);background:none;border:0;cursor:pointer;text-decoration:underline}
.ciht .ciht-center{margin:10px auto 0}
.ciht button:focus-visible,.ciht a:focus-visible,.ciht input:focus-visible{outline:3px solid rgba(18,163,143,.6);outline-offset:2px}

/* Results */
.ciht-line{display:flex;justify-content:space-between;gap:12px;font-size:16px}
.ciht-line b,.ciht-key b{font-weight:700;white-space:nowrap}
.ciht-muted{color:var(--ciht-muted)}.ciht-red{color:var(--ciht-red)}.ciht-strong{font-weight:700}
.ciht-sep{padding-top:12px;border-top:1px solid var(--ciht-line)}
.ciht-track{height:8px;border-radius:4px;background:var(--ciht-bg)}.ciht-track i{display:block;height:8px;border-radius:4px;background:var(--ciht-navy)}
.ciht-tot{display:flex;justify-content:space-between;align-items:baseline;padding-top:14px;border-top:2px solid var(--ciht-navy);font-size:17px;font-weight:700}
.ciht-tot .ciht-serif{font-size:28px}
.ciht .ciht-h2{font-family:'DM Serif Display',Georgia,serif;font-weight:400;font-size:24px;line-height:1.15;color:var(--ciht-navy)}
.ciht-hd{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.ciht-badge{padding:4px 10px;border-radius:6px;font-size:13px;font-weight:700;white-space:nowrap;background:var(--ciht-greenbg);color:var(--ciht-green)}
.ciht-badge.red{background:var(--ciht-redbg);color:var(--ciht-red)}
.ciht-self{align-self:flex-start}
.ciht-warn{margin:12px 14px 0;padding:22px;border-radius:18px;background:var(--ciht-redbg);border:2px solid var(--ciht-red);display:flex;flex-direction:column;gap:12px}
.ciht-warn .ciht-kick{color:var(--ciht-red)}
.ciht-30{font-size:30px;line-height:1.1}.ciht-26{font-size:26px;line-height:1.15}.ciht-16{font-size:16px;line-height:1.5}.ciht-15{font-size:15px;line-height:1.5}
.ciht-stack{display:flex;height:14px;border-radius:7px;overflow:hidden}.ciht-stack i{display:block;height:14px}
.ciht-key{display:flex;justify-content:space-between;gap:12px;font-size:14px}.ciht-key span{display:flex;align-items:center;gap:6px}.ciht-key i{width:10px;height:10px;border-radius:2px;display:inline-block;flex-shrink:0}

/* Adviser call to action */
.ciht-cta{margin:12px 14px 0;padding:24px;border-radius:18px;background:var(--ciht-teal-d);color:#fff;display:flex;flex-direction:column;gap:14px}
.ciht .ciht-cta-btn{height:60px;border-radius:30px;background:#fff;color:var(--ciht-navy);font-size:19px;font-weight:700;display:flex;align-items:center;justify-content:center;gap:10px}
.ciht .ciht-cta-btn:hover{background:#F0F7F5;color:var(--ciht-navy)}
.ciht .ciht-a{color:var(--ciht-navy)}

/* Form */
.ciht .ciht-form{margin:12px 14px 0;padding:24px;border-radius:18px;background:var(--ciht-navy);color:#fff;display:flex;flex-direction:column;gap:16px}
.ciht .ciht-form h3{color:#fff;font-size:26px;margin:0}
.ciht-light{color:#C8D3E6}
.ciht .ciht-f{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:500;color:#fff}
.ciht .ciht-f input{width:100%;max-width:none;height:52px;padding:0 14px;border:0;border-radius:10px;background:#fff;color:var(--ciht-navy);font-size:17px}
.ciht .ciht-c{display:flex;gap:12px;align-items:flex-start;font-size:14px;line-height:1.45;color:#C8D3E6;cursor:pointer}
.ciht .ciht-c input{width:22px;height:22px;margin:0;flex-shrink:0}
.ciht-small{font-size:12px;line-height:1.5;color:#AEBBD2}
.ciht-small a,.ciht-foot a{color:#fff;text-decoration:underline}
.ciht-err{padding:10px 12px;border-radius:8px;background:var(--ciht-redbg);color:var(--ciht-red);font-size:14px;font-weight:700}
.ciht-hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}

.ciht-foot{margin-top:24px;padding:24px;background:#0B1A33;color:#AEBBD2;display:flex;flex-direction:column;gap:10px;font-size:13px;line-height:1.55}

@media (max-width:480px){
  .ciht{padding:0}
  .ciht-phone{border-radius:0;box-shadow:none}
  .ciht-big{font-size:44px}
}

/* Grouping helpers (stacked on phones) */
.ciht-grid3{display:flex;flex-direction:column;gap:10px}
.ciht-pair{display:flex;flex-direction:column}
.ciht .ciht-pair>.ciht-box:first-child{margin-top:16px}

/* Wider layout when the calculator has room (desktop and large tablets) */
@container (min-width: 760px){
  .ciht-phone{max-width:920px}
  .ciht-top{padding:20px 44px 76px;gap:26px}
  .ciht-top.res{padding-bottom:36px}
  .ciht-brand{margin:-20px -44px 8px;padding:14px 24px 14px 44px}
  .ciht-brand img{height:46px}
  .ciht-big{font-size:64px}
  .ciht .ciht-h1{font-size:52px;max-width:720px}
  .ciht-sub{font-size:18px;max-width:680px}
  .ciht-card{margin:-50px 44px 32px;padding:36px 44px;gap:18px}
  .ciht .ciht-q{font-size:34px}
  .ciht-help,.ciht-note{max-width:640px}
  .ciht-money,.ciht-card>.ciht-lbl{max-width:460px}
  .ciht-grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr))}
  .ciht-row2{max-width:460px}
  .ciht-card>.ciht-go{align-self:flex-start;width:auto;min-width:280px;padding:0 36px}
  .ciht-nav{max-width:460px}
  .ciht-box,.ciht-warn,.ciht-cta,.ciht .ciht-form{margin-left:44px;margin-right:44px}
  .ciht-top+.ciht-box,.ciht-top+.ciht-pair{margin-top:24px}
  .ciht-box{padding:28px 32px}
  .ciht-box>.ciht-go,.ciht-box>.ciht-a{align-self:flex-start;width:auto;min-width:300px;padding:0 36px}
  .ciht-gap18{display:grid;grid-template-columns:1fr 1fr;column-gap:40px;row-gap:18px}
  .ciht-gap18>.ciht-line,.ciht-gap18>.ciht-tot,.ciht-gap18>.ciht-go,.ciht-gap18>.ciht-link{grid-column:1/-1}
  .ciht-gap18>.ciht-go{justify-self:start}
  .ciht-pair{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 44px 0;align-items:start}
  .ciht .ciht-pair>.ciht-box,.ciht .ciht-pair>.ciht-box:first-child,.ciht .ciht-pair>.ciht-cta,.ciht .ciht-pair>.ciht-form{margin:0}
  .ciht-pair>.ciht-box{height:100%}
  .ciht-pair-cta{grid-template-columns:5fr 6fr}
  .ciht-pair-cta>.ciht-cta{position:sticky;top:24px}
  .ciht-foot{padding:28px 44px}
  .ciht .ciht-center{margin-top:16px}
}

/* Narrow phones */
@container (max-width: 360px){
  .ciht .ciht-cta-btn{font-size:16px;gap:8px;padding:0 12px}
  .ciht-cta,.ciht .ciht-form,.ciht-box,.ciht-card{padding-left:18px;padding-right:18px}
  .ciht-big{font-size:40px}
}

/* v2.4.0: "Your result is ready" screen, sent banner, optional-field label */
.ciht .ciht-gate{gap:18px}
.ciht .ciht-gate>.ciht-go{height:auto;min-height:56px;padding:12px 20px;line-height:1.25;text-align:center}
.ciht .ciht-gate .ciht-f{color:var(--ciht-navy);font-size:16px;font-weight:700}
.ciht .ciht-gate .ciht-f input{border:1px solid var(--ciht-line);background:#fff}
.ciht .ciht-gate .ciht-f input:focus{border-color:var(--ciht-navy)}
.ciht .ciht-gate .ciht-c{color:var(--ciht-navy)}
.ciht .ciht-gate .ciht-small{color:var(--ciht-muted)}
.ciht .ciht-gate .ciht-small a{color:var(--ciht-navy)}
.ciht-opt-l{font-weight:400;opacity:.8}
.ciht-skip{display:flex;flex-direction:column;align-items:center;gap:2px;text-align:center}
.ciht .ciht-skip .ciht-link{align-self:auto;padding:0}
.ciht-sent{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:12px;background:var(--ciht-greenbg);color:var(--ciht-green)}
.ciht-sent svg{flex-shrink:0;margin-top:1px}
.ciht-sent>div{display:flex;flex-direction:column;gap:4px;font-size:16px;line-height:1.45;word-break:break-word}
.ciht .ciht-fix{display:inline;min-height:0;padding:0;margin:0;border:0;background:none;color:var(--ciht-green);font-size:15px;font-weight:700;text-decoration:underline;cursor:pointer}
.ciht .ciht-cta-call{align-self:center;min-height:44px;display:flex;align-items:center;color:#fff;font-size:16px;text-decoration:underline}
@container (min-width: 760px){
  .ciht .ciht-gate .ciht-f,.ciht .ciht-gate .ciht-ticks,.ciht .ciht-gate .ciht-c,.ciht .ciht-gate .ciht-go,.ciht .ciht-gate .ciht-small{max-width:560px}
  .ciht .ciht-gate>.ciht-go{width:100%;min-width:0;align-self:flex-start}
  .ciht-skip{align-items:flex-start;text-align:left;max-width:560px}
  .ciht-cta-wide{display:grid;grid-template-columns:1.4fr 1fr;column-gap:36px;row-gap:10px;align-items:center;margin-top:24px}
  .ciht-cta-wide>.ciht-serif,.ciht-cta-wide>.ciht-16{grid-column:1}
  .ciht-cta-wide>.ciht-cta-btn{grid-column:2;grid-row:1/3}
  .ciht-cta-wide>.ciht-cta-call{grid-column:2}
}

/* v2.6.0: plan journey (results by email only) */
.ciht-22{font-size:22px;line-height:1.2}
.ciht .ciht-stars{color:#E8A317;letter-spacing:1px;font-size:15px}
.ciht-rating{display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px;font-size:14px}
.ciht-rating.ciht-center{justify-content:center}
.ciht-trust{margin:0 14px 20px;gap:14px}
.ciht .ciht-team{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:12px;background:#D5DEEC}
.ciht .ciht-quote{margin:0;padding:12px 14px;border-left:3px solid var(--ciht-teal);background:var(--ciht-soft);font-size:15px;line-height:1.5;font-style:normal;quotes:none}
.ciht .ciht-quote span{display:block;margin-top:4px;font-size:13px;color:var(--ciht-muted)}
.ciht-plan{list-style:none;margin:0;padding:0}
.ciht-plan li{display:flex;gap:10px;align-items:flex-start;padding:11px 0;border-top:1px solid #DDE4EF;font-size:16px;line-height:1.4}
.ciht-plan li:first-child{border-top:0}
.ciht-plan svg{color:var(--ciht-teal-d);flex-shrink:0;margin-top:3px}
.ciht-tag{display:inline-block;margin-left:2px;padding:2px 8px;border-radius:6px;background:var(--ciht-redbg);color:var(--ciht-red);font-size:13px;font-weight:700;white-space:nowrap}
.ciht .ciht-mt-6{margin-top:-10px}
.ciht-who{display:flex;gap:12px;align-items:center;padding:12px;border-radius:12px;background:#F3F6FB;font-size:14px;line-height:1.45}
.ciht .ciht-who img{width:64px;height:48px;object-fit:cover;border-radius:8px;flex-shrink:0}
.ciht-who .ciht-stars{font-size:13px}
.ciht-links{display:flex;flex-wrap:wrap;gap:4px 22px}
.ciht .ciht-links .ciht-link{align-self:auto;padding:0}
.ciht-ok{margin:0;padding:10px 12px;border-radius:10px;background:var(--ciht-greenbg);color:var(--ciht-green);font-size:15px}
.ciht-cta-plan{margin:0 14px 20px}
.ciht .ciht-gate .ciht-err .ciht-fix{color:inherit}

/* v2.6.2: compact intro, first question on the intro, encouragement lines */
.ciht .ciht-hero-tight{gap:8px;padding-bottom:4px}
.ciht .ciht-hero-tight .ciht-h1{font-size:30px;line-height:1.1}
.ciht .ciht-hero-tight .ciht-sub{font-size:16px;line-height:1.45}
.ciht .ciht-q-sm{font-size:22px;line-height:1.2}
.ciht-q1{display:flex;flex-direction:column;gap:10px}
.ciht .ciht-q1-btn{min-height:56px;padding:12px 16px;border:1.5px solid var(--ciht-navy);border-radius:14px;background:#fff;color:var(--ciht-navy);font:inherit;font-size:17px;font-weight:700;text-align:left;cursor:pointer}
.ciht .ciht-q1-btn:hover,.ciht .ciht-q1-btn:focus-visible{background:var(--ciht-soft)}
.ciht-cheer{display:block;margin-bottom:-6px;font-size:14px;font-weight:700;color:var(--ciht-teal-d)}
@container (min-width: 760px){.ciht-q1{flex-direction:row}.ciht .ciht-q1-btn{flex:1;text-align:center}}

/* v2.6.6: keep the theme's heading styles off the calculator's own heading */
.ciht h1.ciht-h1,.ciht h2.ciht-h1{text-transform:none!important;letter-spacing:normal!important;font-family:'DM Serif Display',Georgia,serif!important;font-weight:400!important;color:#fff!important;margin:0!important;padding:0!important;border:0!important;background:none!important;text-shadow:none!important}
.ciht .ciht-hero-tight .ciht-h1{font-size:30px!important;line-height:1.1!important}
@container (min-width: 760px){.ciht .ciht-hero-tight .ciht-h1{font-size:44px!important}}