Approaching retirement

Achieve your later-life goals

As you edge closer to retirement, you will no doubt have a long list of questions you need answers to. Whether that’s a clearer idea of the date you can retire or what your pension options are, it’s all new to you. There’s no time like the present to start asking questions so you can build a picture of what the next few years will look like.

Are you wondering…

When can I retire and start to slow down?

Do I have enough to retire and continue my lifestyle?

How much could my pension be worth when I retire?

Am I on track to retire in five years’ time?

Can I take a phased approach to retirement?

What we’ll do to help

You have many significant decisions to make right now, but choosing us to give you financial advice as you approach retirement will be one of the easiest ones you make. We will sit down with you and understand your goals before mapping out a plan and helping you understand when you can retire and the income you can expect.

We’ll look at investment solutions that match your risk profile and help you achieve your goals. It’s understandable for you to feel overwhelmed, so we present information in a clear and uncomplicated way and we will guide you through every step of the process.

The value of your investments can go down as well as up, so you could get back less than you invested.

Hear from our clients

Patrick has ensured me and my girls have a secure financial future

Tracy Rigby

Knowing that someone we trust is keeping an eye on everything takes a huge weight off.

Gareth & Theresa

    
 
 
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   Hugh Sheppard 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent company. Highly recomend
  
 
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   Jonathan Barker 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used this company since it started and wouldn't go anywhere else.  Gary's advice has been excellent. Highly recommended.
  
 
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   Paul Mendelson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Wonderful people. Wonderful service. We literally do not know what we would have done without them. Wound recommend Caliber FM unreservedly to anyone.
  
 
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   MARTIN GALLAGHER 
 
 
 
 Trustindex verifies that the original source of the review is Google. Superb advice, support and communication from Mathew and the  Caliber Financial Management team for more than 8 years. Delighted.
  
 
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   Jacques Monty 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great advice and recommendations given since 2017. Happy to recommend to anyone. Many thanks Gary.
  
 
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   Mary Hollingdale 
 
 
 
 Trustindex verifies that the original source of the review is Google. I am extremely grateful to Patrick for looking after my finances. After my beloved husband died 9 years ago. I needed advice and he was kind and explained everything with compassion. Thank you Patrick
  
 
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   Joanna Lynn Smith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Caliber have always given me sound advice and helped me through a difficult time after loosing my husband would recommend them to family and friends x
  
 
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   Sandra Dunn 
 
 
 
 Trustindex verifies that the original source of the review is Google. Gary has been our financial adviser for many years. We are very happy with the service Caliber provides and feel that Gary has a good understanding of our family and what we require.
  
 
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   Deborah Sutton 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have been a client of Caliber for many years. I cannot speak too highly of them my finances are managed by Tom Newland. Tom is kind patient and extremely knowledgeable. He gives me clear helpful advice that I am able to understand.

Our process

We work with you to curate the life you’ve always imagined and achieve financial independence. From beginning to end, your journey with us will be seamless as we listen to you and put your needs above all else. It’s what we do best, and we know exactly how to get things done.

Find out more

5 tips to maintain an active
lifestyle when you work in an office

Approaching retirement

Achieve your later-life goals

Are you wondering…

When can I retire and start to slow down?

Do I have enough to retire and continue my lifestyle?

How much could my pension be worth when I retire?

Am I on track to retire in five years’ time?

Can I take a phased approach to retirement?

What we’ll do to help

Hear from our clients

Patrick has ensured me and my girls have a secure financial future

Tracy Rigby

Knowing that someone we trust is keeping an eye on everything takes a huge weight off.

Gareth & Theresa

Our process

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Approaching retirement

Achieve your later-life goals

Are you wondering…

When can I retire and start to slow down?

Do I have enough to retire and continue my lifestyle?

How much could my pension be worth when I retire?

Am I on track to retire in five years’ time?

Can I take a phased approach to retirement?

What we’ll do to help

Hear from our clients

Patrick has ensured me and my girls have a secure financial future

Tracy Rigby

Knowing that someone we trust is keeping an eye on everything takes a huge weight off.

Gareth & Theresa

Our process

News and Insights

5 tips to maintain an active lifestyle when you work in an office

3 crucial steps to take before gifting money to your children

Nervous about Burnham? How to stay grounded during periods of political change (and the benefits of advice)

6 outdoor events and activities to enjoy in Beds, Bucks, and Herts this August

Audit your retirement plan with these 3 steps

2026 so far: A mid-year market review

The Cash ISA is changing in 2027. Here’s how to make the most of yours now

Your summer update from Caliber Financial Management

100 years of David Attenborough: 6 lessons on how to live a long life well

Lifetime gifting: How to decide what, when, and who

Nervous about retiring? A phased approach might help

State Pension Advice Bedfordshire: How the 2026/27 System Actually Works

5 tips to maintain an active
lifestyle when you work in an office

3 crucial steps to take
before gifting money to your children

Nervous about Burnham? How to stay grounded during
periods of political change (and the benefits of advice)

6 outdoor events and activities to enjoy
in Beds, Bucks, and Herts this August

Audit your retirement plan
with these 3 steps

2026 so far:
A mid-year market review

The Cash ISA is changing in 2027. Here’s
how to make the most of yours now

Your summer update
from Caliber Financial Management

100 years of David Attenborough: 6 lessons
on how to live a long life well

Lifetime gifting: How to
decide what, when, and who

Nervous about retiring? A
phased approach might help

State Pension Advice Bedfordshire: How
the 2026/27 System Actually Works