Passing down wealth

Safeguard your hard-earned assets

With Inheritance Tax receipts going up each year, it’s no surprise that people are looking for ways to tax-efficiently pass down wealth to loved ones. Although it may not affect you in your lifetime, the plans you make now can positively impact your children and grandchildren when you’re gone. Now’s the time to do something about it.

Are you wondering…

Should I place my assets in a trust?

How much money can I afford to gift to loved ones?

How can I check if my will is up to date?

How do I reduce Inheritance Tax before death?

Could I be doing more to ensure my family benefits from my assets?

What we’ll do to help

The best way to pass down wealth to your family is to start planning as soon as possible. Rather than leaving it for your children to sort out when you’re no longer here, we will take on the role of getting your wealth in order and ensuring your assets end up in the right hands.

We will look at the options available to help you protect the assets being passed down to future generations. This includes Inheritance Tax strategies and establishing whether your assets should be placed in a trust.

The Financial Conduct Authority do not regulate estate planning, tax planning or trusts.

Hear from our clients

Knowing that someone we trust is keeping an eye on everything takes a huge weight off.

Gareth & Theresa

Patrick has ensured me and my girls have a secure financial future

Tracy Rigby

    
 
 
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   Hugh Sheppard 
 
 
 
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   Jonathan Barker 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used this company since it started and wouldn't go anywhere else.  Gary's advice has been excellent. Highly recommended.
  
 
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   Paul Mendelson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Wonderful people. Wonderful service. We literally do not know what we would have done without them. Wound recommend Caliber FM unreservedly to anyone.
  
 
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   MARTIN GALLAGHER 
 
 
 
 Trustindex verifies that the original source of the review is Google. Superb advice, support and communication from Mathew and the  Caliber Financial Management team for more than 8 years. Delighted.
  
 
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   Jacques Monty 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great advice and recommendations given since 2017. Happy to recommend to anyone. Many thanks Gary.
  
 
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   Mary Hollingdale 
 
 
 
 Trustindex verifies that the original source of the review is Google. I am extremely grateful to Patrick for looking after my finances. After my beloved husband died 9 years ago. I needed advice and he was kind and explained everything with compassion. Thank you Patrick
  
 
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   Joanna Lynn Smith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Caliber have always given me sound advice and helped me through a difficult time after loosing my husband would recommend them to family and friends x
  
 
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   Sandra Dunn 
 
 
 
 Trustindex verifies that the original source of the review is Google. Gary has been our financial adviser for many years. We are very happy with the service Caliber provides and feel that Gary has a good understanding of our family and what we require.
  
 
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   Deborah Sutton 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have been a client of Caliber for many years. I cannot speak too highly of them my finances are managed by Tom Newland. Tom is kind patient and extremely knowledgeable. He gives me clear helpful advice that I am able to understand.

Our process

We work with you to curate the life you’ve always imagined and achieve financial independence. From beginning to end, your journey with us will be seamless as we listen to you and put your needs above all else. It’s what we do best, and we know exactly how to get things done.

Find out more

5 tips to maintain an active
lifestyle when you work in an office

Passing down wealth

Safeguard your hard-earned assets

Are you wondering…

Should I place my assets in a trust?

How much money can I afford to gift to loved ones?

How can I check if my will is up to date?

How do I reduce Inheritance Tax before death?

Could I be doing more to ensure my family benefits from my assets?

What we’ll do to help

Hear from our clients

Knowing that someone we trust is keeping an eye on everything takes a huge weight off.

Gareth & Theresa

Patrick has ensured me and my girls have a secure financial future

Tracy Rigby

Our process

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Passing down wealth

Safeguard your hard-earned assets

Are you wondering…

Should I place my assets in a trust?

How much money can I afford to gift to loved ones?

How can I check if my will is up to date?

How do I reduce Inheritance Tax before death?

Could I be doing more to ensure my family benefits from my assets?

What we’ll do to help

Hear from our clients

Knowing that someone we trust is keeping an eye on everything takes a huge weight off.

Gareth & Theresa

Patrick has ensured me and my girls have a secure financial future

Tracy Rigby

Our process

News and Insights

5 tips to maintain an active lifestyle when you work in an office

3 crucial steps to take before gifting money to your children

Nervous about Burnham? How to stay grounded during periods of political change (and the benefits of advice)

6 outdoor events and activities to enjoy in Beds, Bucks, and Herts this August

Audit your retirement plan with these 3 steps

2026 so far: A mid-year market review

The Cash ISA is changing in 2027. Here’s how to make the most of yours now

Your summer update from Caliber Financial Management

100 years of David Attenborough: 6 lessons on how to live a long life well

Lifetime gifting: How to decide what, when, and who

Nervous about retiring? A phased approach might help

State Pension Advice Bedfordshire: How the 2026/27 System Actually Works

5 tips to maintain an active
lifestyle when you work in an office

3 crucial steps to take
before gifting money to your children

Nervous about Burnham? How to stay grounded during
periods of political change (and the benefits of advice)

6 outdoor events and activities to enjoy
in Beds, Bucks, and Herts this August

Audit your retirement plan
with these 3 steps

2026 so far:
A mid-year market review

The Cash ISA is changing in 2027. Here’s
how to make the most of yours now

Your summer update
from Caliber Financial Management

100 years of David Attenborough: 6 lessons
on how to live a long life well

Lifetime gifting: How to
decide what, when, and who

Nervous about retiring? A
phased approach might help

State Pension Advice Bedfordshire: How
the 2026/27 System Actually Works