Independent financial adviser in Dunstable
Our office is in Ampthill, twelve miles north of Dunstable and about twenty minutes by road. Come to us, or we will come to you.
The town without a station
Dunstable has not had a passenger train since 1965, so getting to an appointment is a road question, and we have arranged things accordingly. There is free parking directly outside our door, and we are relaxed about coming out to you. A first meeting at your kitchen table costs us an hour of driving and saves you the same, and for anyone who has stopped driving it is the difference between getting advice and not getting it.
Pensions from a working life on the A5
Dunstable’s working history is in manufacturing and distribution, and that leaves a particular kind of pension behind. Older schemes from large employers are often the final salary kind, where the question is not how much you can draw so much as what you give up by taking the cash, and when starting makes sense. Those schemes are frequently better than the person holding them realises, and we will tell you plainly when one is worth keeping exactly as it is.
What the house can do
For a lot of Dunstable households the house is the largest thing they own by some distance. If the income in retirement is tighter than the wealth sitting in the bricks, equity release is one of the ways to close that gap, and it is a decision that deserves a proper look at the alternatives first.
Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.
What happens to the house
Most estate planning conversations in Dunstable start with a house and end with children who live somewhere else. There is usually more room to act than people expect, but the options narrow with time, so an early conversation is worth more than a thorough one held too late.
The Financial Conduct Authority do not regulate tax planning or estate planning.
Getting started
The first meeting is free of charge and commits you to nothing. Ring the office and we will find a time, here or at yours.
Your questions, answered
If you’re looking for a financial adviser in Dunstable, you probably have questions. Here are answers to three of the most common ones we hear from local clients.
Do you offer independent financial advice?
Yes, we are fully independent financial advisers, which means we have access to the whole of the market to make our recommendations.
Do I have to pay for an initial meeting?
We offer potential new clients an initial consultation at no charge.
Where are face-to-face meetings held?
We are happy to hold meetings where you feel most comfortable. You are welcome to come to the office, or we can visit you at home or another suitable location. We also offer video calls or standard phone calls if it’s more convenient.