Independent financial adviser in Leighton Buzzard
Our office is in Ampthill, thirteen miles east of Leighton Buzzard and about twenty five minutes by road. Come to us, or we will come to you.
The Euston line, not the St Pancras one
This sounds like trivia and it is not. Leighton Buzzard looks towards Euston, and the people who commute from here work for a different set of employers than the people who commute from Flitwick or Bedford. Different employers mean different pension schemes, different share arrangements and different rules about when you can draw. We start by reading what you actually have rather than assuming, because the assumptions are wrong often enough to matter.
Working for yourself
If you work for yourself, the advice you need is not the advice an employee needs. If you take a modest salary and the rest in dividends, how much you can sensibly put into a pension, and the most efficient route in, are not obvious. If the business is the retirement plan, the question is what happens if it does not sell for what you hope.
The Financial Conduct Authority do not regulate tax planning.
Turning it into an income
The question is rarely how much you have. It is how much you can safely take, when, and in what order, so that it lasts as long as you do. That is what we will show you, in pounds rather than percentages, and review as things change.
Passing it on
For most families here the home has appreciated more over thirty years than anything anyone deliberately saved, and that is how inheritance tax becomes a live question. The conversation is about how to protect or pass on that value without upending the way you live, and it is easier early than late.
The Financial Conduct Authority do not regulate estate planning.
Getting to us, or not
Thirteen miles is far enough that we do not expect anyone to make the trip casually. A first conversation by video works perfectly well, and the choice of where to meet is yours rather than ours. The first meeting is free of charge and commits you to nothing.
Your questions, answered
If you’re looking for a financial adviser in Leighton Buzzard, you probably have questions. Here are answers to three of the most common ones we hear from local clients.
Do you offer independent financial advice?
Yes, we are fully independent financial advisers, which means we have access to the whole of the market to make our recommendations.
Do I have to pay for an initial meeting?
We offer potential new clients an initial consultation at no charge.
Where are face-to-face meetings held?
We are happy to hold meetings where you feel most comfortable. You are welcome to come to the office, or we can visit you at home or another suitable location. We also offer video calls or standard phone calls if it’s more convenient.