Independent financial adviser in Flitwick
Our office is three miles up the road in Ampthill, under ten minutes by car, with parking outside the door. Come to us, or we will come to you.
Ten minutes away, which changes the first conversation
Flitwick is the closest town to us of anywhere we cover, and that is worth saying out loud. A first meeting rarely costs anyone more than a slice of a morning, so it is easy to come in on the way to something else, and easy to come back. Good financial advice gets better with revisiting, and it is a great deal easier to revisit when the office is on your way.
Pensions built up in London
Flitwick station puts St Pancras about forty minutes away, and a lot of the town’s working life happens at the other end of that line. If your pension was built up with an employer nobody in Bedfordshire has heard of, that is the normal case here rather than the odd one. If you have spent twenty years commuting and are starting to wonder how many more you want, the decision usually turns on timing rather than on which fund you are in. We will map the years between now and the point your scheme lets you draw, and show you what stopping at each of them looks like.
If the income stopped
Flitwick grew as a commuter town rather than a retirement one, and the advice people ask for reflects it. It is less about drawing an income and more about what happens if the income stops. Protection, the mortgage and the order in which you save are unglamorous, and they are the things most likely to matter if something goes wrong in the next twenty years.
Passing it on
Houses bought in Flitwick thirty years ago are worth a great deal more than they cost, and that is how most estates here reach the point where inheritance tax becomes a question. It is a solvable problem, and easier to solve early than late.
The Financial Conduct Authority do not regulate tax planning or estate planning.
Getting started
The first meeting is free of charge and commits you to nothing. Ring the office or send a message, and if you would rather not come to us we will come to you.
Your questions, answered
If you’re looking for a financial adviser in Flitwick, you probably have questions. Here are answers to three of the most common ones we hear from local clients.
Do you offer independent financial advice?
Yes, we are fully independent financial advisers, which means we have access to the whole of the market to make our recommendations.
Do I have to pay for an initial meeting?
We offer potential new clients an initial consultation at no charge.
Where are face-to-face meetings held?
We are happy to hold meetings where you feel most comfortable. You are welcome to come to the office, or we can visit you at home or another suitable location. We also offer video calls or standard phone calls if it’s more convenient.