Independent financial adviser in Luton
Our office is in Ampthill, thirteen and a half miles from Luton and about twenty minutes up the A6. You are welcome to come to us, or we can visit you at home instead.
Advice from up the road, not a call centre
Luton has its own council, its own economy and its own housing market, and none of them behave like Central Bedfordshire’s. That matters less for the advice itself than for the conversation around it. You are talking to someone who knows the area rather than someone reading it off a screen.
Plenty of people do the first conversation by video and come out to Ampthill once they have decided we are worth the trip. That works perfectly well, and the choice is yours rather than ours.
Pensions from a working life spent moving around
People who have changed employers several times tend to arrive with a drawer of statements and no clear idea what they add up to. We will find what you have, tell you what each one does, and be straight about whether moving any of it is worth the cost.
Turning it into an income
The question is rarely how much you have. It is how much you can safely take, when, and in what order, so that it lasts as long as you do. That is what we will show you, in pounds rather than percentages.
What happens to what is left
Inheritance tax catches more estates than people expect, usually through the family home. It is a solvable problem and an easier one to solve early than late.
The Financial Conduct Authority do not regulate tax planning or estate planning.
Getting started
The first meeting is free of charge and commits you to nothing. Call the office or send a message and we will find a time.
Your questions, answered
If you’re looking for a financial adviser in Luton, you probably have questions. Here are answers to three of the most common ones we hear from local clients.
Do you offer independent financial advice?
Yes, we are fully independent financial advisers, which means we have access to the whole of the market to make our recommendations.
Do I have to pay for an initial meeting?
We offer potential new clients an initial consultation at no charge.
Where are face-to-face meetings held?
We are happy to hold meetings where you feel most comfortable. You are welcome to come to the office, or we can visit you at home or another suitable location. We also offer video calls or standard phone calls if it’s more convenient.